MIN

Mastercard Intelligence Network

UAE & KSA Payments Ecosystem — GenAI Agent Platform

10 specialized GenAI agents operating across 100 synthetic GCC customer profiles, generating real bilingual Arabic/English intelligence narratives.

10
AI Agents
Active & Ready
100
GCC Customers
Synthetic Profiles
248
Agent Runs
Completed
AED 2.1B+
GDV Impact
Estimated Uplift
Revenue Growth
AED 2.1B+

Estimated annual GDV uplift from ZARA spend stimulation, NOUR new cardholders, MEEZAN merchant growth, and TAHWEEL remittance capture.

Risk Reduction
60 bps fraud

FAIQ investigation briefs, HARIS AML automation, and RAQIB portfolio intelligence combine to reduce fraud losses and compliance costs.

Cost Efficiency
90% saved

HARIS cuts AML analyst hours by 90%. RABEH reduces loyalty communication cost by 40%. MEEZAN eliminates branch onboarding for SMEs.

The 10 MIN Agents

Click any agent to see it run live on a GCC customer

All Active
💬
ZARA
Zero-Friction Arabic Retail Agent
Grow card spend
RAG-powered conversational agent generating personalised Gulf Arabic spending recommendations and proactive offer narratives
+18% GDV
Run live
RAQIB RABEH SABIL
🛡️
HARIS
Hybrid AML & Risk Intelligence System
Cut compliance cost
LLM-powered bilingual AML investigation brief generator and CBUAE/SAMA-formatted SAR auto-drafter
90% time saved
Run live
FAIQ TAHWEEL
📋
NOUR
Network Opportunity & Underwriting Router
Acquire new cardholders
LLM-generated credit assessment memos from non-bureau signals for GCC expat applicants
+40% approvals
Run live
FAIQ HARIS
👑
WAFI
Wealth-Aligned Financial Intelligence
Retain premium customers
Hyper-personalised Arabic retention communications and bespoke travel intelligence briefs for World Elite cardholders
AED 2.1B saved
Run live
RABEH RAQIB
🤖
SABIL
Secure Agentic Billing Intelligence Layer
Enable AI payments
Conversational Arabic consent generation and verifiable intent narratives for Mastercard Agent Pay agentic transactions
Zero friction
Run live
MEEZAN ZARA
🔍
FAIQ
Fraud Analytics & Investigation Quarterback
Reduce fraud losses
LLM-powered bilingual fraud investigation narratives and GCC-specific typology explainability engine
60 bps saved
Run live
HARIS RAQIB
🎁
RABEH
Rewards & Benefits Engagement Hub
Activate loyalty
Individually generated Arabic loyalty narratives replacing batch communications with LLM-composed personalised reward stories
4× open rate
Run live
ZARA WAFI
💸
TAHWEEL
Transfer & Hawala Elimination Engine
Capture remittances
Multilingual (Arabic, Hindi, Urdu, Tagalog, Malayalam) conversational remittance guidance converting hawala users to Mastercard Move
AED 8B corridor
Run live
ZARA HARIS
🏪
MEEZAN
Merchant Ecosystem Expansion Agent
Grow merchant base
Arabic conversational KYB agent onboarding GCC SME merchants through WhatsApp without forms, enabling Vision 2030 cashless acceptance
50K SMEs
Run live
SABIL RAQIB
📊
RAQIB
Real-Time Portfolio Command Intelligence
Board-ready intelligence
LLM-powered executive briefing generator synthesising Mastercard network data into Arabic/English portfolio intelligence and board-ready reports
30-sec reports
Run live
ZARA WAFI FAIQ

The MIN Intelligence Flywheel

Each agent feeds intelligence into the next — creating a self-reinforcing loop of value

TAHWEELZARA

Remittance patterns inform spending recommendations

ZARARAQIB

Customer spend data feeds portfolio intelligence

ZARARABEH

Spend categories trigger personalised loyalty nudges

SABILMEEZAN

Agentic payment data grows merchant ecosystem

HARISFAIQ

AML signals and fraud patterns shared bidirectionally

RAQIBWAFI

Portfolio risk signals trigger premium retention actions

FAIQRAQIB

Fraud intelligence escalated to executive alerts